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Transparency in Health Care

Machine Readable Files

Machine Readable Files contain information required by federal regulations and apply to certain types of health plans or issuers. These files, often called “MRFs” are updated monthly and formatted in accordinance with federal standards. MRFs are intended to promote transparency, and we are one of several different type places to obtain information on costs.  

The list below is offered as a courtesy for locations where MRFs for Raley’s sponsored health plans or coverage are located.  

Under the federal regulations, an in-network and separate out-of-network (also called “allowed amount”) MRF are required to be posted on a publicly available website for health plans or issuers when the plans renew in 2022. Currently, the federal government has deferred enforcement on pharmacy machine readable files pending further rulemaking.  

MRF files that are publicly available do not contain individually identifiable protected health information.  

Blue Shield


Surprise Billing Notice

Your Rights and Protections Against Surprise Medical Bills (pdf)